Take the work out of money

Sloth Money keeps your budget organised, your goals moving and the routine admin off your plate.

Join the free beta
  • Automated transaction categorisation
  • Budget suggestions
  • Savings goal scenarios
  • CLI & Agent API
Sloth Money dashboard showing goal drift, month-to-date spend, and roadmap snapshot

Put your money admin on autopilot

Let Sloth handle the repetitive work, surface the decisions that need you, and plug into the tools you already use.

Automated transaction categorisation

Sloth learns from the categories you have already approved and suggests matches for new spending. Review the exceptions instead of labelling every transaction yourself.

  • Reuse category choices you have already approved
  • Get suggestions for merchants Sloth has not seen
  • Apply one suggestion or every ready choice at once
Transaction categorisation review drawer grouping ready suggestions, new merchants, and questions for a partner

Budget suggestions

See where your budget could work harder. Sloth suggests practical changes, and you choose what to adjust.

  • See which categories need more or less room
  • Redirect spare budget towards savings goals
  • Edit, accept, or ignore each suggested change
Budget suggestions review drawer showing proposed increases and reductions before saving the next budget

Savings goal scenarios

Ask “what if?” before you move money. Compare different saving contributions and see how each option shifts the goals on your roadmap.

  • Add contribution options to any future month
  • See how each option changes your goal forecast
  • Switch scenarios without rebuilding your plan
Scenario Planner comparing different savings contributions and their effect on goal forecast dates

CLI & Agent API

Connect your AI agent to Sloth through the CLI or Agent API, then build money skills around the way you work. MCP support is coming soon.

  • Categorise new transactions every day
  • Reallocate budgets to maximise your savings goals
  • Check “Can I afford this?” before you buy
Explore the developer tools
Terminal showing Sloth Agent CLI commands for reviewing transactions, previewing a budget move, and checking goal affordability

Use it like an app - without the App Store

Add Sloth Money to your home screen for one-tap access. Same login on your phone and desktop - no separate download.

One tap from home

Pin to your home screen so your roadmap opens like any other app.

No App Store

Start in the browser - skip the store and the extra install step.

Same account everywhere

Pick up where you left off on phone, tablet, or desktop.

Built for couples planning a future together

Big goals rarely happen in isolation. They shift, compete, and get tested by real life.

Saving for a holiday

Know exactly what you can afford - and what it means for your other goals.

An unexpected car repair

A car breaks down. You dip into your emergency fund. Instantly see how that changes your timelines - and what needs to adjust.

Planning a wedding

A venue deposit, outfits, and the day itself. Understand how the wedding goal fits into your long-term plan.

Building a long-term nest egg

See how consistent saving and investing compounds over years, not just months.

Join the free beta

One plan. Two people. A shared roadmap to the life you're building.

Start your shared journey

Join now and full access is yours free forever. Start your roadmap, then invite one partner when you are ready to plan together.

  • One connected partner included while you are linked
  • Your roadmap and goals from day one
  • Full app and Agent API access

Free beta

£0

Forever for beta users

No card required
No forced feedback prompts

Everyone who joins during the beta keeps full access.

No ads or hidden fees.

Your data stays private and secure.

Your data, fully under your control

Built with privacy and trust as non-negotiables.

Bank-level encryption

Protecting every connection.

Read-only account access

We can’t move your money.

No selling your data

Your information stays yours.

Delete everything at any time

Full control over your footprint.

Build your long-term wealth with clarity

Stop guessing about your financial future. Sloth Money gives you the roadmap to achieve your most ambitious goals, together.

Join the free beta

Beta access stays free forever • No card required • One connected partner included

Future focused

Projected trajectory for your life goals over years, not months.

Built for shared finances

Seamlessly collaborate with your partner while maintaining privacy.

Truly flexible

Budgeting and scenario planning that adapts as your life changes.