Sloth couple hugging with gems representing wealth

Build a clear path to wealth, together.

Sloth Money builds a roadmap for couples to achieve their ambitious financial goals.

Forecast horizon

18 years

Live sync
Long-term trajectory Couples • Joint + personal

Projected joint savings

$184,200

On track • +$1.1k/mo

Investments

$92,500

Compounding forecast enabled

Mobile actions

Responsive

Adjust groceries

Split with partner

-$40

Re-route savings

Toward house deposit

+2 months

Confirm category

AI suggestion applied

Auto

Scenario builder

Live preview
A

Holiday + mortgage

On track • finish 4 months sooner

B

New car

Adds +1 month to house goal

C

Childcare start

Budget flex enabled

See your full financial trajectory - not just your balance

Understand where your money is heading over years, not just days and months. See how spending, saving, and investing compound over time - and whether you’re actually on track.

  • No guesswork - just a clear, dynamic picture of your financial future.
Custom dashboard view showing flexible financial widgets and personalized layout

Stay disciplined with spending

Create budgets and categories that reflect how you think about money. Spot where overspending is slowing your trajectory and adjust before it compounds.

  • Flexible, category-based budgeting
  • Clear “remaining” and “forecast” views
  • AI-assisted categorisation & budgeting for convenience
  • Designed to reduce leakage...and guilt!
Unified financial view showing all connected accounts and live balances

Turn goals into visible long-term progress

Goals shouldn’t live in isolation. See how each goal fits into your wider financial path - month by month and year by year - so today’s choices move the timeline.

  • Unlimited saving goals - both shared and personal
  • Projected progress over time
  • Timelines that update as real life changes
Shared finances view showing couple budgets, expense splitting, and joint goals

Model the future before it happens

Your future isn’t a single straight line. Explore different paths, understand the trade-offs, and let clarity replace anxiety before you commit.

  • Scenario planning to compare alternative routes
  • Interactive timelines that visualise cause and effect
  • AI-assisted planning to help you think through options
Smart insights dashboard showing personalized financial recommendations and rebalancing suggestions

Built for couples planning a future together

Big goals rarely happen in isolation. They shift, compete, and get tested by real life.

Saving for a holiday

Know exactly what you can afford - and what it means for your other goals.

An unexpected expense

A car breaks down. You dip into your emergency fund. Instantly see how that changes your timelines - and what needs to adjust.

Planning a major milestone

A wedding, a house deposit, or a growing family. Understand how new priorities fit into your long-term plan.

Building a long-term nest egg

See how consistent saving and investing compounds over years, not just months.

Your data, fully under your control

Built with privacy and trust as non-negotiables.

Bank-level encryption

Protecting every connection.

Read-only account access

We can’t move your money.

No selling your data

Your information stays yours.

Delete everything at any time

Full control over your footprint.

Build your long-term wealth with clarity

Stop guessing about your financial future. Sloth Money gives you the roadmap to achieve your most ambitious goals, together.

Start for free

Free to start • No credit card required • Solo or with a partner

Future focused

Projected trajectory for your life goals over years, not months.

Built for shared finances

Seamlessly collaborate with your partner while maintaining privacy.

Truly Flexible

Budgeting and scenario planning that adapts as your life changes.